Friends & Family, The Personal Favor, is for Friends and Family ONLY. You may be a little surprised, but I can guarantee that many who may think we are friends, and even some family members, have not acted in a way that would obviate my NEED to have them read and certify agreement with my terms. So, unless your initials are PB or DW, or we've been in non-forced communication in the last three months, I will need you to certify that you are compliant with my terms BEFORE you contact me for a personal favor.